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About mbamber

  • Rank
    Advanced Pattaya Warrior
  • Birthday 22/02/59

Profile Information

  • Gender
  • Location
  • Interests
    Rum,enjoying my Retirement,Rum ,A bit of Fun,Rum, Cricket,Rum,F1,Rum,Watching ships sail while drinking Rum And a bit more fun before drinking Rum.
  • Country
    United Kingdom

Recent Profile Visitors

347 profile views
  1. A guy at work many years ago went to a financial advisor got him to move his Pension came and told us we should do we said it was wrong. Luckily he managed to sue a few year's latter and get some back but he was very quiet about it so he lost a good amount. Pension freedoms in the UK great but please be careful.
  2. Interest rates are shite I invest in peer to peer lending so after fees and loses returning over 7% I invest in 4 different ones the main one I am lending to 295 businesses most are Property loans with a first charge on the property. Also if you have not got one get a pension plan sorted. Use whatever tax breaks as well.
  3. Not Thailand but this year needed about 100 euros in Tenerife went to a cash point they offered to convert it for me worked out at about 1.05 to the £ said NO my bank did it at about 1.15 it was nearly 10% they were going to screw me for so as stated don't do it. Take the local currency and let your own bank screw you it will be a lot less.
  4. Just seen it in Today's news, how many retired people are going to live 20 years I retired early and hope to make it but who knows
  5. Thai Official is advising this for Retired Brits.
  6. And the same this morning, breakfast is from 0630-0930 in the Areca Building 0630-1030 Evergreen Building you can use either one, Evergreen is air conditioned.
  7. I believe it is possible if you are not in the Evergreen wing certainly in the Corona wing which is the centre of the 3 buildings. But why it is for your safety. Nice hotel good location IMO but raining as I type !
  8. Might be an idea to email Areca directly deluxe are 1548 baht over that period with the ACE club. When you put in dates it maybe only 1 or 2 nights of that room are in your whole period fully booked and they might be able to work round it.
  9. Some flag states require you to have certificates issued by them I worked both Bermuda & Bahamas registered and used to need certificates issued by both although in recent year's one would just accept my UK one. I think you would need an STCW recognised qualification to work on a yacht they brought in newer regulations a few years ago.
  10. Have lent many businesses money over the last few years and a few have gone bust even with all the credit checks and that is in the UK. It is a risk but I spread it around so even with the losses I am making a reasonable return on my money certainly more than having it in the bank.
  11. I think it's from the update last week a few ongoing problems.
  12. Walked back from the ATM in Bangkok withdrew 20000 the fee was 200. Checked the exchange rate at a booth and if I had used cash it would have cost me £481.58, went on line and it cost £472.24 now my card does not charge fees their end but I still have to pay the 200 baht fee. So that's 3 extra double Bacarrdis and coke when I get home in the club.
  13. Good location very near LK Metro more relaxed area and easy access to Baht Buses on a Wednesday pop down to see AJ at Sex in the city 1700-1900 if you need advice and then get a baht bus to walking street.