Click the Links to Support our Sponsors >>  Thai Friendly | Luxury Pattaya Nightly Condo Rentals | Le Pub Soi Diamond | Pattaya InvestigationsBabydolls Agogo | Mizz Thai Pattaya Girls | Agoda Users PLEASE READ  | Pattaya News | Pattaya Bars | Agoda Hotels | Donating to the Forum | P-A Halloween Party October 31 2018Add your Text or Event here

  • Announcements

    • Ru4Real

      Post editing time   31/08/18

      Hi folks, please note we have reduced the time you can edit a post to 30 minutes. The ability to edit a post is there for you to fix up things like typos and grammar before the Grammar Police descend on you or to clarify a point you where making that, on seeing it posted, you think could be worded better. Unfortunately, the length of the previous editing window has resulted in several posts being totally changed or deleted which can result in the resulting replies, and indeed the whole thread, being totally nonsensical (over and above the usual that is ) and shows disrespect to the BMs that participated in the discussion. If you wish to clarify a post you made after the window has elapsed, you can easily quote the relevant part of your post and do so. If it is a serious issue, as per current practice, report your post, giving a justification as to why the change is needed, and the mods will deal with it. Just because you made an arse of yourself in the post is not a valid justification. Remember, pause and think before posting re adherence to the rules, legality and the "Nice to be Nice" ethos.
    • Ru4Real

      Nude or not nude, that is the question   01/05/18

      An inordinate amount of the Moderators Teams time is spent on ensuring inappropriate images are removed from the forums where necessary as per Rule 29. On investigating why people have posted nude images in a non-advanced area, the vast majority of the feedback we've had has been "I didn't realise where I was".  Therefore, we have added a visual indicator to help you quickly identify whether you are posting in the advanced or the non-advanced area. If you are in an advanced area you will notice the page background is now a pale green - green for go.                               If you do not see the green background it is your responsibility to double check where you are on the site prior to posting any images/videos. This is doubly important for those using Tapatalk due to the fact we have no control over the Tapatalk theme (i.e. Tapatalk users will not see this visual indicator). Offenders will be sanctioned.
    • whitespider

      Agoda Users - PLEASE READ   18/08/17

      URGENT Attention Agoda Users - Agoda have reduced their cookie length from 90 days to just one day. If you use Agoda, and you would like the forum to receive the commission for your booking, please click any Any Agoda link here IMMEDIATELY prior to making your booking. If you click and then book the next day, without clicking a link again here, Agoda now simply keeps 100% of it. Many thanks to everyone who has supported us in the past - it is very much appreciated.  
how122255

Mutual fund recommendations-please

Recommended Posts

how122255

Hello,  I have a kasikorn stock account and can trade both stocks and derivatives.  I haven't had much luck in the past with stock futures, gold, and oil.  I was looking for recommendations to park some money for a few years or longer and hopefully can get a 5-9% return. I have never had a mutual funds, or similar, and was looking for some recommendations on which funds to buy.  Thank you

Share this post


Link to post
Share on other sites
BX.in.th Bitcoin Exchange Thailand
CyberPro
13 hours ago, how122255 said:

Hello,  I have a kasikorn stock account and can trade both stocks and derivatives.  I haven't had much luck in the past with stock futures, gold, and oil.  I was looking for recommendations to park some money for a few years or longer and hopefully can get a 5-9% return. I have never had a mutual funds, or similar, and was looking for some recommendations on which funds to buy.  Thank you

If you are still financially alive after speculating in futures, that is some degree of success as the average private speculator loses their head. I remember well the 6 AM calls from the broker saying my stop-loss point had been reached and I was out of that contract, $500-$1,000 poorer. There were also the winning days. It would be fun to re-enter that but with less volatile or loss potential speculation than stocks, gold and oil. I had the fundamentals correct on gold and oil but missed some lucrative price movements while taking a break and licking wounds. ;) 

Mutual Funds: Can you invest in the US? Vanguard mutual funds are worth a look. A person I know has done well with them. If they are the fund I recall, and I think they are, I'd invest with Vanguard without hesitation. Good luck. 

Share this post


Link to post
Share on other sites
how122255
1 hour ago, CyberPro said:

If you are still financially alive after speculating in futures, that is some degree of success as the average private speculator loses their head. I remember well the 6 AM calls from the broker saying my stop-loss point had been reached and I was out of that contract, $500-$1,000 poorer. There were also the winning days. It would be fun to re-enter that but with less volatile or loss potential speculation than stocks, gold and oil. I had the fundamentals correct on gold and oil but missed some lucrative price movements while taking a break and licking wounds. ;) 

Mutual Funds: Can you invest in the US? Vanguard mutual funds are worth a look. A person I know has done well with them. If they are the fund I recall, and I think they are, I'd invest with Vanguard without hesitation. Good luck. 

I had some winners,  some losers but the losers were always bigger...I held on hoping they would came back,  some did ...Many times I averaged down on  the loser and was able to get back into a small profit...People think that the 'stop' orders will protect them but many times the  price movements are big/fast so the 'stops'  don't protect you...Also there are the 'Gap-downs'  where the market opens lower then your 'stop' price...It's a hard game with lots of sleepless nights...Honestly,  it is better playing in a decent casino if you know a little about odds...In the end, Kasikorn made a LOT  off of me with the commissions I paid...I could invest in the USA  but don't want to as I don't want to deal with the tax issues...Thanks for your post.

Share this post


Link to post
Share on other sites
how122255

Can these funds be bought through my Kasikorn stock account ?

Share this post


Link to post
Share on other sites
Scuba+

I mostly invest in mutual funds, in the UK but the principle is the same, I've worked in them for 25+ years so stick with them. As to which ones to invest in, that's the difficult question. Markets are very high at the moment, if markets were low you could dive straight in. Be careful with recommendations, if you get any, look at the performance and compare with others in the sector and other markets

Share this post


Link to post
Share on other sites
Geordie59

I never give recommendations as I would feel bad if I got it wrong. It is bad enough losing my own money when it happens.

But the simple fact is the more interest on a fund the higher the risk.

Edited by Geordie59

Share this post


Link to post
Share on other sites
Scuba+




But the simple fact is the more interest on a fund the higher the risk.


What does that mean? Typo?

Share this post


Link to post
Share on other sites
mbamber
36 minutes ago, scubascuba3 said:


 

 


What does that mean? Typo?

 

Bigger the returns the bigger the risk.

Share this post


Link to post
Share on other sites
Scuba+
Bigger the returns the bigger the risk.
Interest is an unusual term

Share this post


Link to post
Share on other sites
how122255

I can hold for a longer time frame, if necessary.  I can accept some risk as I want to do better than the 1.3%  I am getting at my bank right now.

Share this post


Link to post
Share on other sites
Geordie59
On 16/11/2017 at 17:21, scubascuba3 said:


 

 


What does that mean? Typo?

 

Should have said the higher % return comes with increased risk.

Share this post


Link to post
Share on other sites
how122255

Has anyone put money into Myanmar(Burma) , Vietnam,  Indonesia, or Malaysia ??   I see those cou tries have savings accts.  and 1 year fixed accounts between  6%-10%...

Share this post


Link to post
Share on other sites
taylor1975
4 hours ago, how122255 said:

Has anyone put money into Myanmar(Burma) , Vietnam,  Indonesia, or Malaysia ??   I see those cou tries have savings accts.  and 1 year fixed accounts between  6%-10%...

exchange rate risk.

Share this post


Link to post
Share on other sites
LaaMok

Im just looking into this stuff right now. Its so hard to decide on what to do. I guess i will keep reading up on it and perhaps paper trade.

Share this post


Link to post
Share on other sites
how122255
40 minutes ago, taylor1975 said:

exchange rate risk.

Good point but unless you trade/invest in your own currency that risk will always be there...It can also go the right way for you.

Share this post


Link to post
Share on other sites
how122255
37 minutes ago, LaaMok said:

Im just looking into this stuff right now. Its so hard to decide on what to do. I guess i will keep reading up on it and perhaps paper trade.

What do you mean "paper trade" ??  I have heard that term in relation to trading Gold.

Edited by how122255

Share this post


Link to post
Share on other sites
overseas516

If i was in your shoes i would be paying to see a professional financial advisor than asking a mongering forum for advice. :Oops1:

 

Share this post


Link to post
Share on other sites
Scuba+
Good point but unless you trade/invest in your own currency that risk will always be there...It can also go the right way for you.
It is important to take into account how strong your currency currently is. Most people don't even give it a second thought. Invest at the wrong time and your investments could be flat to decent profit but currency movement kills it

Share this post


Link to post
Share on other sites
Scuba+
If i was in your shoes i would be paying to see a professional financial advisor than asking a mongering forum for advice. :Oops1:
 
The problem with IFAs is they are unlikely to tell you when to switch to cash or safe haven

Share this post


Link to post
Share on other sites
how122255
51 minutes ago, overseas516 said:

If i was in your shoes i would be paying to see a professional financial advisor than asking a mongering forum for advice. :Oops1:

 

If these professional 'experts'  were so good ,  they would not be working 9-5,  looking for customers....Just because people here have an  interest in sex,  certainly doesn't mean they are not smart in other areas...Whose to say that ' professional financial advisors'   are not also members of this board....Just my opinion.

Edited by how122255

Share this post


Link to post
Share on other sites
Scuba+
If these professional 'experts'  were so good ,  they would not be working 9-5,  looking for customers....Just because people here have an  interest in sex,  certainly doesn't mean they are not smart in other areas...Whose to say that ' professional financial advisors'   are not also members of this board....Just my opinion.

I think taylor1975 is one, maybe he can give you a steer

 

Share this post


Link to post
Share on other sites
how122255
7 hours ago, scubascuba3 said:

I think taylor1975 is one, maybe he can give you a steer

 

Thanks !!!

Share this post


Link to post
Share on other sites
philkrenshaw

For simple and easy, buy an index ETF (Exchange Traded Fund) for something like the S&P. It will not be actively managed, so will have very low fees. Can buy and sell any amount at any time since it trades on a stock exchange and not directly with a Mutual Fund Company. Returns will track whatever index you choose to buy. If the market as a whole goes up, so will your fund. If it goes down, so will your fund, but it's probably safer than trying to pick stocks or time the market if you're not really into that.

Share this post


Link to post
Share on other sites
just hanging
On 11/16/2017 at 00:40, how122255 said:

Hello,  I have a kasikorn stock account and can trade both stocks and derivatives.  I haven't had much luck in the past with stock futures, gold, and oil.  I was looking for recommendations to park some money for a few years or longer and hopefully can get a 5-9% return. I have never had a mutual funds, or similar, and was looking for some recommendations on which funds to buy.  Thank you

us stock market so far this year.........

Screen Shot 2017-11-18 at 9.38.04 AM.jpg

Share this post


Link to post
Share on other sites
s1nbad

Like others have suggested Mutual Fund fees are high and often fail to beat the general market so ETF's can offer a better return.

Remember investing is different to trading - for trading I use Interactive Brokers.

For investing I use an offshore life wrapper and employ an independant advisor to recommend investment funds.

You should also look at the personal tax issues (including IHT) when comparing investing in Thailand and investing Offshore.  

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now